| Effective 11/01/08 |
Share Draft (Checking) Account Fees
Monthly Service Charge
GEM Checking
|
$7.50 |
| Senior GEM Checking (members 55 and over) |
$3.50 |
| Budget Checking |
|
Minimum Balance $300 or more
|
No Charge |
| Minimum Balance less than $300 |
$4.00 |
| Economy Checking |
No Charge |
| Insufficient Funds (each NSF item) |
$20.00 |
| Courtesy Pay (each item) |
$20.00 |
Stop Payment Order
consecutive
|
$17.00 |
| non-consecutive |
$17.00 |
| Money Market |
|
| Minimum balance of $1000 or more |
No Charge |
| Minumun balance less than $1000 |
$6.00 |
| Up to 3 drafts per month and 3 cash or official check withdrawals per month |
No Charge |
| Over 3 drafts and 3 cash or official check withdrawals per month |
$3.00 each |
| Automatic Overdraft Transfer |
|
| (shares to checking) |
$2.00 |
| Interim Balance (telephone request) |
No Charge |
| Account History Print-out |
$2.00 |
| Statement Copy |
$2.00 |
| Check Copy |
|
2 Free copies per statement period
Fees begin with 3rd copy (each)
Faxed Copy
|
$2.00 |
| Mailed Copy |
$2.00 |
| Online Banking Copy |
No Charge |
Check Printing-
Depends on style, # of checks ordered. GEM Checking - 2 boxes of free GEM checks each calendar year |
|
| Account Balancing Assistance |
$10.00 hour;
$10.00 min |
| Account Research |
$10.00 hour;
$10.00 min |
| Cashier's Check |
$3.00 each |
| Other Account Fees |
|
ATM/Debit MasterCard Fees-
No Fees for transactions made at CCCECU owned ATMs. $1.00 fee for each withdrawal and/or transfer and 0.50 for inquiries performed at a non-CCCECU owned ATM. ATM owners may also assess a convenience fee for each transaction performed at their location |
| All Point-of-Sale (POS) transactions |
No Charge |
| Replacement ATM Cards |
$5.00 |
| ATM/Debit Card NSF Fee (per item) |
$20.00 |
| ATM/Debit Card Courtesy Pay Fee (per item) |
$20.00 |
| ATM/Debit Card Overdraft Transfer Fee |
$2.00 |
| Online Banking Access |
No Charge |
| Online Banking Account & Information access |
No Charge (unlimited access) |
| Online Banking Transaction Fees |
No Charge (unlimited transactions) |
| Online Banking: Copy Fee |
No Charge (for on-line print copies) |
| Online Bill Pay |
No Charge (unlimited bill payments) |
Check Cashing Fee (each item)
for members with less than $100 in shares with no other loan or deposit services |
$2.00 |
| Returned Deposit Fee (charge-back) each item |
$2.00 |
| Mail Return Fee |
$1.00 |
| Notary Fee |
|
| Member |
No Charge |
| Non-member |
per State fee schedule |
| Wire Transfer |
|
| Incoming |
No Charge |
| Outgoing - Domestic |
$12.50 |
| Western Union Transfers |
|
| U.S. Transfers |
$20.00 |
| International Transfer |
Contact Credit Union for Prices |
| Money Order (maximum money order value $1,000) |
|
| With GEM Checking |
No Charge |
| Without GEM Checking |
$1.00 each |
| Travelers Cheques |
|
| With GEM Checking |
No Charge |
| Without GEM Checking |
1% of purchase |
| Gift Cheques |
$1.50 each |
| Photocopy |
|
| Over 5 pages |
0.25 each page |
| Fax Machine Service |
|
| Incoming |
No Charge |
| Outgoing Local (Up to 5 Pgs.) |
$1.00 |
| Outgoing non-local |
Priced per destination |
| ACH Return Fee (per item) |
$20.00 |
| ACH Courtesy Pay (per item) |
$20.00 |
| Corporate Checks - issued to replace "on-us" checks presented for payment |
$2.00 |
| Misrouted IRS Refund Fee |
$12.00 |
| Excessive Withdrawal Fee |
|
| Share (Savings) Accounts (in excess of 6 monthly) |
$1.00 each |
| Vacation Club Accounts (in excess of 3 monthly) |
$1.00 each |
| TELLER-LINE |
|
| Up to 6 transfers from Share Account per calendar month |
No Charge |
| Fees Begin with 7th transfer |
$1.00 each |
| Inquiries |
No Charge |
Closed Share Account Fee
(closed within 90 days of opening) |
$5.00 |
| Christmas Club Early Withdrawal Fee |
$5.00 |
| Membership Fee |
$1.00 |
Fee Schedule
